Insurance endorsements allow you to make amendments or additions to an existing insurance policy. Endorsements can extend your personal property coverage, personal injury coverage and covered perils.
Endorsements let homeowners customize their coverage to better suit their needs. Here's how:
An Insurance endorsed product represents legal, binding modifications to the original insurance coverage you purchased. Your first policy could include normal damage, such as replacement of a roof during an explosion.
However, loss of expensive personal possessions – like jewelry and furniture – can be excluded. For more security, you can add endorsements.
Homeowner insurance endorsements provide a new level of homeowners insurance coverage as part of the existing coverage.
Homeowners insurance endorsement allows for customization if you have particular assets you want to protect, such as valuable personal belongings.
Insurance endorsements change the coverage of a particular insurance. You can request endorsements to increase your insurance rates, so ask your broker for more information.
A certificate of endorsement adds coverage for an additional party on your liability coverage. This includes any endorsements to the original homeowners insurance policy or other type of policy.
HOBIZ, or Home Business Insurance Coverage, is an optional endorsement for home businesses. Also referred to as a home business endorsement, this amendment allows broad liability and property coverage as part of an existing policy.
Life changes quickly. Having the right coverage and making appropriate changes to your insurance policy can make all the difference. Speak with your local homeowners insurance provider to learn more about endorsements you may need.
Bill was born and raised in Redwood City and has made it his home for his entire life.
Bill has over 36 years of experience in the Real Estate Industry.
12 years representing buyers and sellers buying and selling Real Estate
Along with 24 years of originating home mortgages.
Bill also is a Real Estate Investor and has experience in guiding you through the process of owning and managing Investment Properties.
Bill can assist his clients in making decisions that turn dreams into a reality. Put his 36 years of experience into making your dreams come true.
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